What is the difference between a credit counselor and a financial obligation settlement or financial obligation relief business?

What is the difference between a credit counselor and a financial obligation settlement or financial obligation relief business?
Credit guidance businesses usually are non-profit companies that help you on handling your hard earned money and debts and frequently provide free academic materials and workshops. Debt negotiation organizations provide to prepare settlements of the money you owe with creditors or loan companies for a charge.
Credit guidance solutions to assist you cope with financial obligation are very different from debt negotiation or credit card debt relief businesses in amount of essential means:
Credit guidance solutions that assist with financial obligation
Debt negotiation organizations
Frequently organizations that are non-profit […]