But I am maybe not whining in regards to the date that Satsuma sent me personally a Notice of Default, i will be disputing the date a standard ended up being entered to my personal credit record.

But I am maybe not whining in regards to the date that Satsuma sent me personally a Notice of Default, i will be disputing the date a standard ended up being entered to my personal credit record.
My credit history with CreditKarma and TotallyMoney both show an open Barclays account with defaults every month starting May 2015. If We consented to settle your debt with a component payment do dozens of month-to-month defaults disappear or can it nevertheless show until 6 years expires? Will it be during my most readily useful interest to simply hold on till May 2021 when it comes to 6 years going to. We contacted Barclays and I also ended up being told which will make another grievance and demand they support the account, will this impact that is negatively financial obligation being statute banned after 6 years? My spouce and I wish to purchase a home the following year and need to find out exactly what the course that is best is.
Sara (Financial Obligation Camel) says
Am I able to make sure that your credit documents show a default date in might 2015, not merely missed repayments?
Modification, the credit report shows missed repayments between and October 2015, then defaults start from October 2015 onwards april. They said sent me a termination letter in May 2015 when I spoke with Barclays however. We don’t recall ever agreeing to a payment plan because We disputed the total amount.
Sara (Financial Obligation Camel) says
“If I decided to settle your debt with a component payment do dozens of month-to-month defaults disappear or does it nevertheless show until 6 years expires? “ this financial obligation will drop your credit record off 6 years following the standard date in October 2015 anything you do – spend it in complete, settle it partially or ignore it. But needless to say it you may get a CCJ which would be a disaster for a mortgage if you ignore. […]